My wife and I have a really good credit rating, own (jointly with the bank) our home, are in our early/mid 30's, &c..
She's taking classes at a state-sponsored university, so every week or two we get a credit card offer to "The parents of (her name)."
These companies are so formulaic that they just don't have any idea who their customers are as individuals.
As an immigrant, you aren't on enough lists. Until you've subscribed to some magazines, bought some stuff from a department store on a payment plan, &c., they think you don't exist. But once you exist, they don't care if you fit better in a different demographic. They just send you the stuff for every list you end up on.
For some reason, I keep getting solicitations to come and check out retirement villages and assisted-living facilities. I'm 34! *laugh*
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She's taking classes at a state-sponsored university, so every week or two we get a credit card offer to "The parents of (her name)."
These companies are so formulaic that they just don't have any idea who their customers are as individuals.
As an immigrant, you aren't on enough lists. Until you've subscribed to some magazines, bought some stuff from a department store on a payment plan, &c., they think you don't exist. But once you exist, they don't care if you fit better in a different demographic. They just send you the stuff for every list you end up on.
For some reason, I keep getting solicitations to come and check out retirement villages and assisted-living facilities. I'm 34! *laugh*